New to Zopa?

Social lending is a smarter, fairer and more human way of doing money.
Find out about the financial revolution.
  • BBC News:
    "It cuts out the banks and middlemen."
  • Channel 4:
    "A new way to save and borrow."
  • BBC Radio 2:
    Zopa on the Chris Evans Drivetime show.
  • What Investment:
    ***** Product of the Month

Check today's rate

It's a more human way of getting a low-cost loan

(£1000 – £15000)

How people use Zopa

Got a question?

We've got a bunch of members on our forums who'll be happy to help you out:

  • Pick a current borrower's brain on how it works in the borrowing forum.
  • Get advice from existing lenders on how to get the best returns in the lending forum.
  • Have a chat about the weather, your new motor, or whatever takes your fancy in the chat room!

Zopa loans – unsecured and very personal

Personal Loans and Car Loans are amongst the most popular uses for our lenders' money. Our interest rates are set by our lenders - ordinary people, just like you. The typical rate is 8.3%APR on a £5,000 loan over 3 years in the A* market.

Top 5 loan types

Zopa Listings

Zopa Listings is a new way for Zopa members to lend and borrow money. Find out more.

Browse all listings

Create a listing

Fool.co.uk – compare credit cards, mortgages and savings

The other day, our MD, Giles, went along to have a natter with Motley Fool's David Kuo to discuss whether Zopa could be better than your bank.

To hear their chat and find out more about Zopa, listen to the podcast now!